Your bank’s SMS, read on your phone, becomes a complete money picture. Skim the headlines — open a card only when you want the detail.
Told in the order they happen to you. One headline and one picture per job — the fine print opens only if you ask.
Sign in, and your last 30 days assemble on the spot — you approve every entry before it lands.
Ten minutes after install you’re looking at 47 payments across 5 banks from the last week — Swiggy sorted to Food, the auto to Transport, two legs of one card bill folded into a single payment. You uncheck a test transfer, tap Import 45, and your dashboard is alive.
A bank SMS arrives; the payment files itself — amount, merchant, category — before the phone is back in your pocket.
You tap to pay ₹40 for chai and ₹612 for groceries on the way home. Before your phone is back in your pocket, both are in WalletLoop — named, categorized, timestamped — with zero typing.
Rename a cryptic UPI handle once. Every future payment there files itself.
A payment shows up as BHARATPE09XK@ybl. You rename it “Corner Tea Stall” and tag it Food, once. From then on every ₹50 there is filed as Corner Tea Stall · Food automatically — zero taps.
Pay a card bill anywhere — one tap applies it, the outstanding drops, the due reminder clears.
You pay ₹42,350 towards your IndusInd card via CRED. Two SMS arrive — the bank debit and the card credit. WalletLoop folds them into one payment, asks once, reduces the card to ₹0, and marks the cycle cleared ✓.
Netflix, rent, the maid, the gym — recurring money is spotted, matched and watched for you.
Netflix charges ₹649. WalletLoop spots it and asks: “Track Netflix as a subscription?” One tap, and it now flags the renewal each month — alongside your full ₹2,140/mo stack and a renewal calendar for the next 30 days.
A running tab per person — many UPI IDs, one name, settled over WhatsApp.
You pay Rahul ₹500 for lunch, then ₹1,500 for movie tickets — over two different UPI IDs. Khata rolls both into one ₹2,000 to collect, and a tap shares a clean WhatsApp summary. Cash counts too — and none of it touches your spending totals.
One trip, one honest total — every spend in the date window, pulled in with a tap.
A 4-day Goa trip. You create “Goa · 12–15 Jun” and one tap pulls in every transaction from those dates — ₹38,400 across stay, food, travel and fun — plus a cash entry for the things SMS can’t see.
Tap any payment for that merchant’s whole story — lifetime, this year, this month.
You wonder where the food-delivery money goes. Tap a Swiggy payment: ₹11,554 this year across 26 orders, a clear month-by-month trail, down 72% this month — and “that’s about 96 metro rides.”
Loans, cards, EMIs and money lent — tracked with real amortization math.
You’re paying a ₹18,300 home-loan EMI and carrying an ICICI card due in 6 days. WalletLoop shows both, the utilization, the due date — and the prepayment calculator shows exactly what paying early would save.
A quiet heads-up at 50 / 80 / 100% — and a forecast of where the month lands.
You set ₹6,000 for Entertainment. At ₹5,160 WalletLoop says, once: “Entertainment is at 86% — pacing to ₹7,000 by 30 Jun.” A quiet heads-up, mid-month, while you can still do something about it.
The month, translated into things your brain can weigh — meals, metro rides, your own patterns.
Instead of a flat “₹2.2L spent,” WalletLoop tells you that’s about 8,066 metro rides, that you’re on track for the month, and that eating out is down 12% — the kind of number that changes a habit.
Streaks that forgive a missed day. Savings goals that fill rupee by rupee.
Day 91 of your streak. You missed last Tuesday — a freeze covered it and the streak held. Meanwhile “Goa December” sits at ₹18,000 of ₹25,000, and this month had 6 light days — the app celebrates those, not your overspends.
Every feature above runs on one honest rule: your bank’s SMS is read where it already lives — on your device.
The raw message — account numbers, balances, everything — is read on your phone and never uploaded.
Amount, merchant, category — so you can restore on a new phone. Nothing that identifies the account leaves with it.
Full CSV, Excel and PDF export, and one-tap account deletion that takes the data with it.
The things you’d expect from an app that respects your money and your attention.
Your data is cached on the phone. Open the app on a flight and everything is still there; it syncs when you’re back.
A 4-digit PIN with fingerprint or face unlock. The PIN never leaves your phone.
Download everything as CSV, Excel or a formatted PDF report — monthly, quarterly, yearly or all-time.
Lakh and crore notation, ₹1,00,000 grouping, Indian date formats — money the way you actually read it.
The whole app speaks both, with more Indian languages on the way.
Warm light, cool grey, dark, or true-black OLED — four themes, whichever is easy on your eyes.
Share a bill across friends and track each person’s share.
No shame, no nagging, no manipulation — even the streaks forgive a missed day. The brand is the absence of fintech tricks.
A bank we can’t read yet? Pick the SMS in-app — everything personal is stripped on your phone, and only the blank format reaches us.
We're rolling out invites to early users. Drop a note and we'll send a link the moment a slot opens.
Free to use · Android first · hello@walletloop.in